Real-time ACH
Bank-to-bank money movement that clears while your customer is still on the page.
- Real-time authorization and funding visibility
- Transactions are indemnified — zero chargebacks
- Works for e-commerce, B2B and mobile checkouts
Paysonas moves money in real time across ACH, P2P and card rails — with bank-grade security, transparent pricing and one integration for everything.
Our fees start from as low as 1% plus transaction fees — click here to find out more.

0
Chargebacks on indemnified rails
1–8%
Fee range plus transaction fees
24/7
Real-time transaction reporting
US/CA
P2P available in US, Canada & select countries
Credit card and non-credit card processing, each with its own coverage and features.
Bank-to-bank money movement that clears while your customer is still on the page.
High-volume batch debits and credits built for billing cycles.
Instant peer-to-peer aggregation for payouts, wallets and marketplaces.
Global card acceptance with the tools card-not-present merchants actually need.
Our guaranteed funds model removes the chargeback headaches and high credit card processing fees.
31.5B+
ACH payments processed annually in the US
Source: Nacha, 2023
$80.1T
Value moved through the ACH Network in 2023
Source: Nacha
80%+
Of US adults have used a P2P payment app
Source: Industry surveys, 2024
50%+
Of e-commerce transactions expected via digital wallets by 2027
Source: Worldpay / FIS Global Payments Report
Real-time ACH and instant P2P settle in seconds, not days — with funding visibility your finance team can trust.
Card processing internationally, P2P across the US, Canada and select countries, ACH across the US.
Log in for live transaction reports: volume, fees, method mix, status and exportable detail.
Tell us your services, volume and average ticket. We'll come back with a quote — typically within one business day.